Lester Nygaard in “Unfinished Business”

Lester Nygaard

You know, you can go through your whole life without a care, and one day it all changes. People die. They lose their homes. They go to prison. It's calamity, huh? I know it, 'cause I lived it. And if this year has taught me anything-- and believe me, I've seen it all-- it's that the worst does happen. And you need to be insured.